Earning additional financial funds. Obtaining financing: methods and recommendations. Earn financial benefits for a private loan or overdraft

In order to earn money, you need to invest it. The more you plan to earn, the more you plan to invest. Otherwise, it seems like pennies are wasting pennies. They themselves transform the idea into a business, the investment into a product, the knowledge into a good service. Alas, for those who often don’t get their pennies. For this purpose, there are various ways of depositing financial assets and not less.

The main ways are:

credits;
investments;
leasing;
sponsorship

Let's take a look at the skin's methods, their advantages and disadvantages. Whichever way you choose, you will need the tight control of financial assets that can be provided by the automation industry, the economy and the planning of financial assets.

Credits

Credit is the price of financial and material costs from obligatory further transactions. Please note that the loan will be charged a fee of 1000.

A loan can be used for money, and material resources, for example, goods. A loan can be issued to a private individual, bank, or state. All types of loans are regulated by applicable laws. If you are interested in repaying a loan, then do it accordingly.

To ensure loan repayment, loan repayment guarantees are often used. Most often, the outpost is a guarantee. Like the outpost, you can enter the market and the land, the goods, which belong to the one who borrows the money. In fact, if you force the amount, it will significantly outweigh the amount of the loan. So you need to think about why you need to take out a loan. You can sell part of the mine and the cash value, without paying any money to the creditor.

Sometimes a guarantee can be provided by either a physical or legal person, such as a guarantor. If you do not repay the loan, the guarantor will take the responsibility to repay the loan on himself. If you make demands on the guarantor, the food will not run out.

In the end, loans are one of the most powerful ways to earn money for business development. On the one hand, everything is simple: they formalized it, took away the money and profited. The time has finally come when the pennies need to be turned in hundreds. For now, the Chinese banking system is maintaining high interest rates. Moreover, since you can pay off hundreds of millions of dollars, you can “waste” almost the entire income - you don’t really want to pay it to the bank. It’s not so easy to get a loan after the crisis - the possibilities of guarantees and payment opportunities have improved. This situation can be alleviated by the presence of people who know the bank.

Investments

Here we are only talking about direct investments, which are directly invested in businesses. In essence, investments are the same as positional capital. However, the return on investment is only possible if the business is profitable. From the profit, part of the funds is transferred to investors. For which the investor turns over the deposit and receives income. In essence, the investor becomes one of the participants in the business and shares in the profits.

Investors can be private individuals, financial institutions (investment funds, managed insurance companies) and governments. Relations between investors and businessmen are regulated by law, but there is a lot to do with special connections and households.

Unfortunately, there were no pure investors in the post-graduate expanse. The right thing is that investments transfer the investor's risk. An investor can invest pennies, but if the business turns out to be redundant, then the return of pennies will not be expected. Until then, the real profitability of a business cannot be realized. All developments in business plans and investment income are reflected in forecasts. Consider, what is the greatest risk, then the goods and income of the upcoming business are transferred.

But in our minds it’s not so: many investors don’t worry about creditors to find ways to get money. Then the stench is not ready to recoup, to recognize the zbitkov. Well, they are not “pure investors”. In fact, most so-called investments are given credit in the minds. Ale, however, from hundreds of smaller ones, lower in banks.

It’s not uncommon for businesses to not be ready to deal with investors. Viktorian investments provide insight into financial and material transactions, strict control. Before that, thoughts often arise, you work, you strain yourself. And part of the profit may be given to the investor for those who invested money and now live here in the Caribbean.

Therefore, the basis for attracting investments is features, trustworthiness.

Leasing

Leasing is often called a form of investment. I essentially want to rent fixed assets. If a businessman does not have to pay for the purchase of fixed assets, they can be leased from a specialized company. The importance of leasing under a temporary lease from legislative regulation. Outside of the other, ownership, is taken away into leasing, and through the old term passes to the power of the businessman.

Leasing provides obvious advantages in terms of optimization of payments, choice of payment system, ability to repurchase excess cash, and optimal management of cash balances.

During the period of leasing, I see the possibility of installation, and the leasing company will not be able to compensate for its expenses. Quite often, the leasing property can be a valuable addition, or a loan for the purchase of a loan. Moreover, before the purchase, ownership does not have power, and therefore cannot act as a force and guarantee for the repayment of the loan.

If you are interested in leasing, then you are required to spend additional money on an expert analysis of the leasing agreement.

Sponsorship

So far, this type of trimming is not as good as widening, especially in commercial organizations. Timing is not less, low areas of business (for example, social networks on the Internet, other Internet projects, media projects) can generally receive money from sponsors for their start and development.

The sponsor can donate money, equipment, office equipment, and office space. In this case, the sponsor does not pay for the profits that the businessman takes, but for indirect benefits for himself. Make sure that great companies engage in sponsorship to shape their image, increase awareness and reach the target audience.

To earn money from a sponsor, you need a non-standard business idea

In addition to overinsurance methods for earning cash, a policy to support small businesses is actively developing. Why are business incubators and technology parks created? It is clear that this area is still far apart and is in a state of deprivation from other areas of business (innovative, high-tech). However, in the context of Western Europe and the United States, we can talk about those centers that are developing.

Which way to convert lies with you.

It’s easy to send your money to the robot to the base. Vikorist the form below

Students, post-graduate students, young people, who have a strong knowledge base in their new job, will be even more grateful to you.

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The growing demand for financial resources, in connection with the large-scale tasks that Russian enterprises face today, looms to the fore as a unique problem of monitoring the finances of organizations.

The financial development of Russian organizations today is characterized by the emergence of problems, which are largely due to the reorganization of the economy of the region during the transition period before the market economy, changes in the structure of credit and banks of this system, with the expenditure of a significant part of the power capital by organizations during the subsidence of crisis and inflationary processes. Since power capital may become the basis of an organization's financial warehouse activity, some of the power capital is significantly overweight in low-income enterprises.

A sound policy for the financial capital of an enterprise and its effective management is one of the most pressing problems for most enterprises today. At the same time, the need to obtain positional capital from various sources of financial resources arises from the increase in the value of cash. However, the acquisition process can only be effective if it is necessary to develop the necessary rational communication between the powerful and acquired individuals. Therefore, it is necessary to formulate a scientifically grounded policy in the sphere of the development of financial capital of enterprises, so as to insure the peculiarities of the functioning of enterprises in the current Russian minds.

The purpose of the work is to identify ways to obtain financial resources from the organization.

The object of the investigation is the development of the financial resources of the organization.

The subject of research is the development of methods for obtaining financial resources from organizations.

The research hypothesis is to identify problems in obtaining financial resources from the organization.

Investigation department:

1. Consider the financial resources of the organization

2. Significantly receive additional funds from the organization

3. Look at the management of the financial capital of the organization

Methodological basis: As the basic basis of our research, it is necessary to see the work of many Russian and foreign authors, such as: M. Meskon, M. Albert, F. Khedouri, Bocharov V.V., Leontiev V.Ye. and Volodin A.A.

Research structure: our work consists of an introduction, three sections, a summary and a list of references.

Chapter 1. Financial resources of an enterprise: power and position

1.1 Financial resources of the enterprise

The financial capital of an enterprise is the basis for its creation and development. In the process of functioning, the capital of the enterprise will ensure the interests of the authorities, personnel and powers.

All organizations that carry out government activities are responsible for satisfying government needs of the corporation.

The financial resources of a corporation are the totality of cash flows and the acquisition of positional and received funds intended for the acquisition of financial resources, the financing of operating expenses and expenses associated with expanded capital. The stench is the result of the mutual exchange, waste and distribution of wastes, their accumulation and degradation.

In practice, the newly created enterprise receives financial resources from founders, government officials (investors), commercial banks, investment funds, etc. turnover of financial resources through additional issues, shares, bonds and other securities, withdrawal of loans and other positional assets.

The main tasks of financial managers are the rational allocation of financial resources, the identification of the most effective forms of stagnation of financial resources and the provision on this basis of the withdrawal of profits.

Financial resources play an important role in the creative process of its regulation, dividing assets into their direct sources, stimulating the development of government activity and increasing the effectiveness of doses will to control the financial state of the ruling subject.

Therefore, financial resources are used for creative, regulating, distributing, stimulating and control functions.

The following benefits are available to financial resources:

It is necessary to mobilize them, which will ensure their maneuverability and the concentration of assets on the most important areas of government activity;

It is necessary to develop plans for the acquisition of financial resources and the identification of the main directions of their allocation to the enterprise for the current period and long-term perspective;

It is necessary to steadily improve the proportions between the expenditure of financial resources (expenses) and the expenditure of financial resources (results).

In terms of financial resources, all penny incomes are used, such as the enterprise or other government entity in the current period (or as of the date) and which are directly used for the production of penny expenses and recovery, necessary for global and social development: investments (direct, portfolio and others), advances in line with expenditure (primarily with co-operation), expenditure and recovery for social and other needs, centralized special funds and budgets of different countries.

Having named the main types of expenditures and recovery of financial resources, we ourselves classified financial resources according to their direct sources.

Following the formation of financial resources, financial resources can be divided into government, position, receipts (on a revolving and irrevocable basis), allocations from the budget or centralized extra-budgetary funds. Financial resources are formed at the top level with additional income (including the main and other types of activities), and generate proceeds from mining, depreciation, the increase in fixed liabilities, positions, and various purposes, shares and other contributions of the employees of the enterprise.

Financial resources can be mobilized in the financial market. The form of their mobilization is the sale of shares, bonds and other valuable papers issued by the same company; dividends and dividends for valuable papers of other issuers; income from financial transactions and others.

Companies can withdraw financial resources from associations and concerns, including other organizations, to save the Galuzian structures of government authorities in the form of budget subsidies and payments to insurance organizations. In the warehouse of this group of financial resources, which are formed in the order of reorganization, then a greater role is played by insurance payments and, finally, a smaller role is played by budgetary financial resources, which go strictly for the purpose of recognition chennyam.

The grouping of financial resources behind the molds is schematically presented in Table 1.

Table 1. Grouping of financial resources of the organization

Financial resources of the organization

Approved for rakhunok vlasnyh koshti	Mobilized in the financial market	Members in order of regeneration
Income from main activities Profit from lane Income from sales operations Depreciation Stay calm Wholesale's needs Shares and other contributions of employees of the corporation and others.	Sales of valuable valuable papers Dividends and dividends from valuable papers of other issuers Income from transactions with foreign currency and precious metals	Insurance Financial resources that come from concerns, associations and Galuzian structures Financial resources that are formed on share (private) ambushes Budgetary subsidies etc.

The main directions of the corporation's financial resources are:

Financing of the manufacturing and trading process's operating needs to ensure the normal functioning of the manufacturing and trading activities of the corporation through the planned vision of production, manufacturing and related processes , production, marketing and production;

Financing of administrative and organizational approaches to support a high level of functionality of the corporation's management system and restructuring, the introduction of new services or the speed of management apparatus;

The investment of funds is mainly in the creation of long-line and short-line deposits using the method of development (renewal and modernization of the manufacturing process), the creation of new production and the shortening of other printing lines;

Financial investments - investment of financial resources for the purpose of bringing higher income to the corporation, lower development of energy production: acquisition of valuable papers and other assets in different segments of the financial sector in the national market, investing in the statutory capital of other companies as a means of taking away income and taking away the rights to participate in management these companies, venture financing (investing capital in projects with high risk and at the same time high profitability), issuing loans to other companies;

Formation of reserves created by the company itself, and by specialized insurance companies and sovereign reserve funds with the help of regulatory protection to support the uninterrupted circulation of financial resources, protection from adverse changes according to market conditions.

1.2 Power capital of enterprise

The secret obligation to power capital is established by the enterprise independently. This is due to the minimal need for capital to create the necessary stocks of inventories, to ensure planned production and sales of products, as well as for the current growth hunks in the establishment of terms.

The power capital is formed for the amount of money invested in the enterprise. It is insured as the difference between the total assets of the enterprise and its liabilities (liabilities) and the amount of transfer of the market capital stock over the outstanding debt.

Power capital, compared with its positive counterparts, is characterized by the following positive features:

1. By the simplicity of the acquisition, the decision fragments associated with the increase in power capital (especially for the structure of the internal cores of its molding) are accepted by the power authorities and managers of the enterprise without the need to seize others subjects of government.

2. The highest level of profit generation is important in all areas of activity, because With this type of payment, you don’t need to pay a position card in all forms.

3. Secured financial stability of the development of the enterprise, its payability in the long-term period, and, consequently, a reduced risk of bankruptcy.

Nowadays I find such shortcomings:

1. Consideration of the obligation of obtaining, however, and the possibilities of the necessary expansion of operational and investment activities of the enterprise during the period of favorable market conditions in Ukraine and at other stages of its life Evogo cycle.

2. High degree of versatility in molding the capital with alternative positioning rods.

3. The possibility of increasing the profitability ratio of capital capital for the gain of underlying financial benefits has not been established, since without such receipt it is impossible to ensure an increase in the financial profitability ratio of the activity and business over economical.

Thus, the enterprise, which deprives power capital, has the greatest financial stability, but limits the pace of its development (because it cannot ensure the formation of the necessary additional assets during periods of favorable conditions and the market) and not vikoryst financial opportunity to increase income on investments capital

Warehouses of capital include: statutory, additional, reserve capital, undistributed profits and others.

Statutory capital is the starting capital necessary for the implementation of financial and government activities from retained profits. Deposits in the statutory capital are divided into deposits of penny and deposits of the main, transferring to the participant the rules for repaying their debts on the deposit.

Statutory capital is the main basis of the activity of the organization, it means the share of each participant in the management of the enterprise and guarantees the interests of its creditors.

Statutory capital from other structural parts of the legal capital of an enterprise includes those that may be distributed among its participants (principals). Therefore, the decision of the secret meetings of the leaders about this change may be accompanied by a statement about the order of their division between the participants.

Additional capital is the amount of income that is created in joint stock companies of a closed type and is the sum of the transfer of the selling price of a share over the nominal value during the time of a closed subscription. Equity income generated during the formation of the statutory capital of joint-stock partnerships is considered only as additional capital and is not allowed to be directly applied to the needs of the joint stock company.

In other words, additional capital is the sum of the assets of the enterprise, which is created as a result of the revaluation of the mine or the sale of shares for nominal value.

Behind its financial activities, additional capital is subject to the following formation:

Eminent profit;

sums for additional valuation of non-current assets;

Exchange rate differences related to the formation of statutory capital;

sums of undivided profit, straightened as a deposit covering capital deposits;

Freely withdrawn (in addition to reaching the social sphere, which appears in the warehouse of undivided profits);

Costs allocated from the budget, vykoristani for financing long-term deposits.

The additional capital can be replenished for the share of capital, which is directly transferred to the increase in the current working capital, which is usually created in the process of division by participants of the undivided profit of the enterprise.

To the additional capital, the appropriation received from the budget of any level, which is spent in financing long-term investments, is added.

The funds that have come from the budget are first insured with a special bank account, and then they are written off for expenses, which is similar to the investment program of the enterprise. The sum of budgetary allocations has been spent to enter the warehouse of additional capital. The basis for such an admission may be the fact of using budgetary funds for certain purposes.

As a rule, part of the additional capital, which was released as a result of the acquisition of a particular type of mine (or an increase in its value), is transferred to cover the cost of the connection with the vibutties of a similar mine (or a change in its value).

There is a warehouse of capital, which is the reserve capital, which is the insurance capital of the enterprise, the purpose of covering the hidden balance sheet surpluses for other possibilities of their recovery, and the way to pay income to investors And to creditors, as a result of this, the profit is rejected. Reserve capital funds act as a guarantee of uninterrupted operation of the enterprise and the continued growth of the interests of third parties. The presence of such a financial problem determines the remaining liability of those who have paid off their claims.

The accounting department for the formation of reserve capital is responsible for ensuring the capture of information necessary to control the progress of its upper and lower limits. In all cases, the amount of reserve capital is limited and cannot exceed the amount determined by the authorities of the enterprise and recorded in the establishing documents. At the same time, another minimum size has been established by law for joint-stock partnerships and joint ventures.

A very unique and promising form of corporate capital is special (purposeful) financial funds. Before them, it is possible to form a fund of powerful financial assets using the method of further targeted spending.

The organization has the right to create reserves for:

May soon payment of leave to workers;

Payment to the shorichnoy wine town for the service of the rocks;

Pay the wine city for the pouches and reach out to fate;

repair of main facilities;

Virobniki spend on preparation work due to the seasonal nature of vibrancy;

Future expenses will be spent on land reclamation and the creation of other environmental protection areas;

Everyday expenses will be spent on the repair of items intended for rental under a rental agreement;

Warranty repairs and warranty service;

Covering other transfer costs and other purposes, transferred by the legislation of Ukraine, regulatory legal acts to the Ministry of Finance of Russia.

The procedure for the formation and allocation of funds for these funds is regulated by the statute and other statutory and internal documents of the enterprise.

Funds accumulated and accumulated are located before funds for special purposes. The savings fund includes money that will be used directly for the development of the organization or for other similar purposes, transferring installation documents (for example, the creation of a new mine). Living funds include funds that are directly allocated (reserved) for this purpose of social development (in addition to capital investments) and material needs of the organization’s team and other similar activities and does not work lead to the establishment of a new organizational principle.

The access to the warehouse power capital of the enterprise is non-distribution of profits. Vaughn characterizes part of the profit of the enterprise, the withdrawal of the previous period and the growth of the shareholders (shareholders, shareholders) and personnel.

Non-divisional income is calculated as the difference between the findings on the bank account of all operations of the organization and the evaluation of balance sheet items with the financial result for the given period and due to the payment of the amount of contributions and our similar obligatory payments, which are paid in accordance with the legislation of the Russian Federation, for the amount of profit after payment, including sanctions for violations (including for violations from government budgetary funds).

This is part of the profit from capitalization, then. for reinvestment in production developments. In its economical place, it is one of the forms of the reserve of the powerful financial assets of the enterprise, which will ensure its future development.

Vlasniks can quickly obtain assets from the enterprise in an amount that is equal to what they earned for the net profit. However, since the owners of the enterprise value it more important for themselves to see their current income at the expense of an even greater increase in the power capital of the enterprise in the future, then they may deprive them of their due sum of money. oh profit to business. And here we are talking about reinvested profits.

Thus, the amount of power capital is one of the most important indicators of financial stability and the resilience of any enterprise. For us, the very level of power capital is a criterion for assessing the investment profitability of an enterprise. In connection with this, the problem of managing power capital becomes fundamental in the activity of any subject of government, which is committed to maximizing its income.

Chapter 2. Business finance and additional capital acquisition

2.1 Financial mechanism

Business finance is a system of penny deposits of a company that arises from the process of its functioning and includes a number of elements:

Vіdnosini with postalniks to supply the cheese, materials, and singe;

Contacts from partners regarding the sale of goods must be made prior to the conclusion of contracts;

Contacts with counterparties of the company to reduce and pay fines for violating contractual obligations;

Connections with the banking system to eliminate and repay loans, pay interest on them, and pay for banking services from the financing of accounts, factoring and other operations of banks;

Insurance companies and insurance companies for commercial and financial risks;

Investment funds for the development of financial investments;

Contributions to the company's personnel in order to pay wages;

Investments with shareholders for payment of dividends;

Vіdnosini with the principals to formulate statutory capital and division of income;

Donations from the state to pay taxes and payments to the budget and extra-budgetary funds;

Companies with branches and representative offices, subsidiaries and affiliated partnerships;

Contacts with auditing, legal and consulting firms.

The main reason for overinsurance is that it stinks of the totality of penniless expenses and payments.

The financial mechanism of the subject of government will be based on the principles:

independence of the promotion of government activity;

Self-financing, in order to spend money on the share of income, the current shortage of funds will be replaced by the share of financial resources;

responsibility for the renewal of credit agreements and departmental discipline, as well as for other obligations that arise in the process of government-government activity;

profitability of activity;

Material contribution to the company’s personnel in the results of work.

The financial mechanism is a system of influx on financial records for additional financial values, for additional financial methods and lies in the organization, planned and stimulated allocation of financial resources. Thus, the elements of the financial mechanism are financial statements, financial values, financial methods, legal, regulatory and information security.

Financial records are an object of management, they arise from the process of the industrial-government activities of the organization and display the penny flows of enterprises associated with investments, lending m, podatkuvannyam then.

Financial considerations are important when it comes to business activities. They include a set of indicators such as profit, income, dividends, price, depreciation, etc.

Financial methods are methods for the system that include forecasting, financial planning, financial image, analysis, control, regulation, lending, financing, insurance.

The financial management system for business includes a management system (management subject) and a security system (management object). Depending on the size of the enterprise, the organizational structure of financial management may vary. At great enterprises, say, a special service is created, headed by the financial director. At small enterprises, management functions are headed by the chief accountant.

The legal security of financial management rests, on the one hand, on the formed tax legislation, on the established legislative basis for the regulation of rozrunkov-penny transactions, and on the other hand, on the creation of legislative ambushes in the order of folding finance new aspects of the enterprise.

The method of information security of financial management is the provision of information necessary for the evaluation of management decisions.

2.2 Positive capital and additionally earned capital

Positive capital, derived from entrepreneurship, characterizes at once the obligation of yogo financial crops (zagalnu sum borg). These financial issues are differentiated in this way in current government practice.

Positive capital is part of the capital that is subject to government control, but is not due to it, but is obtained on the basis of a bank, commercial loan or emigration position on the basis of turnover.

Positive cats can be short and long-lasting.

Long-term financial obligations. They include all forms of deposit capital functioning in the enterprise with the term yogo vikoristana under the river. The main forms of these claims involve long-term bank loans and long-term position funds (obligation for a subordinated loan; debt for these bonds; debt for financial assistance given on the return basis), terms of repayment that have not yet arrived or have not been repaid from the transfer of terms.

Before short-term financial challenges, all forms of the received position capital must be followed from the term yogo vykoristannya up to one fate. The main forms of these claims involve short-term bank loans and short-term positional funds (both those transferred to maturity in the future period and those not repaid at the terms of the term), various forms of creditor debt of an enterprise (for goods, robots and servants; for visible bills, for withdrawal of advances, for expenditures from the budget and extra-budgetary funds; from payments; from subsidiaries; from other creditors) and other short-term financial obligations.

A short-term creditor is the postal owner (seller) of the product and the bearer of the company's bill of exchange. The terms for the supply of positional benefits, as well as the quality of their acquisition, shape the minds of the acquisition of positional benefits. The forms of obtaining cash deposits are financial (bank and non-bank), commercial (in the form of prepayment, advance payment by purchasers), commodity (in the form of staggered payment) and other forms of lending. The main creditors are financial and credit institutions and postal owners.

In a market economy, every business is impossible and may not do without cash flows, since their supply supports the increased efficiency of cash flows, satisfying the urgent needs of businesses. Positive values are a financial important factor, which improves the profitability of the enterprise. The diversity of these values makes them likely to be used in different situations, especially in such cases:

By increasing the profitability of power plants;

In case of lack of moisture;

- When molding replaceable parts of current assets;

In case of serious losses, which may have an uneven character around the time;

As a matter of investment

In your activity, you can use the following types of positional costs:

Bank loans - long-term and short-term;

Positions of legal and physical persons;

Commercial credit, which appears when payment is delayed and means lending to someone, whether in goods or not for a penny;

Factoring;

Forfaiting;

Pozikovі koshti as a dzherel of werewolf koshti can be:

Additional dzherel for the shortage of powerful funds;

Jerel covered the non-permanent part of current assets;

It is financially important that it drives the profitability of the power plant.

Vikoriztaniya pozikovyh koshtі with the current lack of moisture and taking entirely natural. The rise in position costs as a result of covering the unstable part of current assets is explained by the different behavior of different types of assets of the enterprise over a period of time, for example, fate.

Over the course of a relatively small increase in production, non-current assets and a constant portion of current assets will continue to increase. Our constant demand and growth are determined by the plans of the enterprise. Zminna, then. The additional demand is determined by the ongoing activities of the enterprise, if there are plans to meet this demand. For example, the irregularity of delivery, the unexpected supply of transport services, the transition to the production of new products, the need to complete additional agreements, etc. It is not enough to cover all the demand for a shell of rich kosts, the fragments may soon be in circulation in excess, or a waste of these kosts. At the same time, credit is successfully growing throughout the market, almost always following demand, and there are such advantages as flexibility, looseness, and elasticity. The increase in the profitability of the cash account with the help of a victorious loan and the resulting function of a financial important is due to the fact that this company has a lesser amount of cash value in its turnover.

Between the power and positional costs, the turnover of the enterprise is known to generate funds. This is a creditor's debt of all types, and will bring the costs of target financing to their value for direct reasons.

The obligation of the enterprise, in the course of its ongoing activities, to establish accounts payable, then. the totality of financial challenges to creditors. The activities of the enterprise may be subject to contracting with counterparties - postal workers and contractors, business employees, the budget, sub-budgetary social funds, subsidiaries, long-term enterprises, from withdrawal of advances etc. o. In advance of the creditor's account, we are reminded of the debt burden that arises in the case of disbursements from postal customers.

The concepts of “positional costs” and “creditors’ debt” are close behind. At that very hour, the creditor agreement, established in the transactions with counterparties, is noticeably increasing in the form of positional costs. Creditor liability may have objective limits and criteria. This untruthful growth is unacceptable. The obligation of accounts payable may be related to the financial status of the enterprise, connected with accounts receivable, depending on the size of the enterprise. Since the accounts payable outweighs the accounts receivable, it can be taken into account by a positive official, which increases the liability of the assets received by the enterprise. Accounts payable management means the adoption of the most acceptable forms, terms, and agreements with counterparties. The management of accounts payable is carried out to such an extent that the balance, reducing the deficit of working capital, does not weaken the financial stability of the enterprise. Accounts payable management transmits a selective approach to the company's counterparties. The first step is to take care of them.

The creditor's debt must be due until the scheduled receipt of the cores and the molding of the obligatory costs. This visibility means the participation in the turnover of assets of other enterprises and the organization. Some of the creditor debt is natural, but some of it comes from the orderly breakdowns. In this case, creditor debt may result from the breakdown of payment discipline.

Enterprises may have to pay creditor debts to customers for goods that have been found, to contractors for the construction of work, to the tax inspectorate for taxes and payments, for recovery of extra-budgetary funds.

You can also see other aspects of forming finances that are subject to the costs of enterprises that do not immediately need to be pursued for all purposes.

Reserves for future expenditures - with the method of equal inclusion of future expenditures, the production and animal husbandry organization can create reserves for: further payment of waste to healthcare workers; payment to the shorichnoy wine town for the service of the rocks; payment to the city for p_bags and a hand to fate; repair of main facilities; farmers spend on preparation work due to the seasonal nature of the production; future expenditures on land reclamation and the creation of other environmental protection areas; future expenses for the repair of items intended for rental under a rental agreement; warranty repairs and warranty service; covering other transfer costs and other purposes specified by the legislation of Ukraine, regulations of the Ministry of Finance of Ukraine. The balance sheet at the end of the current period shows surplus reserves to be transferred to the current period, calculated on the basis of the rules established by the regulatory acts of the system of regulatory regulation of the accounting industry.

financial resource reserve position

Chapter 3. Management of the financial capital of the organization

3.1 Policy for the molding of wet and dry goods

The basis for managing the financial capital of an enterprise is to manage the formation of its financial resources. In order to ensure effective management of this process in the enterprise, a special financial policy is developed, aimed at obtaining power financial resources from various sources, in accordance with the needs of its development. dark period.

The policy of forming power financial resources is partly a hidden financial strategy of the enterprise, which is aimed at ensuring the necessary level of self-financing of its industrial development.

The main tasks of power capital management are:

allocation to the full amount of power capital;

an increase, if necessary, in the amount of government capital for the share of undivided profits or additional issue of shares;

The rational structure of shares that are being issued again;

The implementation of the dividend policy is important.

The development of a policy for the formation of power financial resources of an enterprise follows the following main stages:

1. Analysis of the formation of power financial resources of the enterprise in the recent period. The method of such analysis is to identify the potential for the formation of power financial resources and its correspondence to the pace of development of enterprise.

At the first stage of the analysis, the underlying process of the formation of power financial resources, the relationship between the rate of growth of power capital and the rate of growth of assets and the production of enterprises that are being implemented, the dynamics of power supply ї values of power resources in the global obligation of forming financial resources in the pre-planning period.

At the other end of the stage of analysis, the formation of power financial resources is considered. We first look at the relationship between external and internal engines for the formation of power financial resources, and aim to obtain power capital from different engines.

At the analysis stage, the sufficiency of power financial resources generated for the enterprise in the pre-planning period is assessed.

2. The importance of external consumption from government financial resources. This need is indicated by the following formula:

Psfr = (Pk * Usk) / 100 - SKn + Pr

de: Psfr - vital demand for the financial resources of the enterprise during the planned period;

Pk is the capital requirement for capital at the end of the planning period;

Usk - a drink is planned for the vlasnogo capital at the hidden yogo sum;

SKn - the amount of financial capital for the entire planned period;

Pr - the amount of profit that is directly applied to expenses in the planning period.

The uninsurable underground demand consumes the necessary amount of power financial resources, which are formed both for internal and external resources.

3. Estimation of the rate of production of water capital from various sources. Such an assessment is carried out in terms of the main elements of the water capital, which is formed by the structure of internal and external elements.

The results of such an assessment form the basis for the development of management decisions for the selection of alternative means of forming power financial resources that will ensure an increase in the power capital of the enterprise.

4. Ensuring maximum access to government financial resources with the help of internal resources. Before the development of financial power resources is brought to a new level, all possibilities for forming the internal resources can be realized. Since the formation of the power financial resources of the enterprise is the amount of net profit and depreciation, first of all, the process of planning these indicators transfers the possibility of x increase for the share of various reserves.

5. Ensuring the necessary obligation to obtain powerful financial resources from external sources. The effort to obtain powerful financial resources from external sources of funding is to ensure that part that could be formed with the help of internal sources of financing. Since the amount of financial resources obtained from additional internal resources will completely cover the essential needs of the planned period, then the resources obtained from additional external resources are not necessary.

The need to obtain government financial resources for the exchange of external resources is proposed to be financed using the following formula:

SFRzovnish = Psfr - SFRvnut

de: SFRzovnish – demand from the received financial resources for the share of foreign resources;

PSFR - the underlying demand for the financial resources of the enterprise in the planned period;

SFRvnut - the amount of government financial resources that are planned to be received for the share of internal resources.

To ensure that the needs of the government's financial resources are met, it is planned to obtain additional share capital, additional shares or other resources for the use of external resources.

6. Optimization of the relationship between internal and external forces for the formation of power financial resources.

This optimization process is based on the following criteria:

Ensuring a minimum total cost of obtaining government financial resources. Since the risk of earning power financial resources for the use of external resources really outweighs the planned chance of earning positional sums, then such a formation of power resources will be supported;

Safeguarding management of the business by cob managers. The increase in additional share or share capital for the contribution of third-party investors can lead to the loss of such reserves.

p align="justify"> The effectiveness of the fragmented policy for the formation of public financial resources is assessed as an additional factor for the self-financing development of enterprises in the upcoming period. Its rhubarb may be consistent with the stated criteria.

The self-financing coefficient for business development is insured using the following formula:

Ksf = SFR / (D/A +PP)

de: Ksf is a coefficient of self-financing for the future development of enterprise;

SFR – planning for the formation of government financial resources;

D/A - planned growth of enterprise assets;

PP – planning for the purpose of achieving net profit.

The successful implementation of a fragmented policy for the formation of public financial resources is associated with the highest level of upcoming main tasks:

Ensuring the maximization of the formation of profit of the enterprise while maintaining the acceptable level of the financial risk;

forming an effective profit division policy (dividend policy) for the enterprise;

Formation and effective development of a policy for additional share capital (equity policy) or for obtaining additional share capital.

The basis for the formation of the power of the internal financial resources of the enterprise, which is directed directly to the growth of the economy, is the balance sheet profit, which characterizes one of the most important results of the financial activity of the enterprise.

Balance sheet profit is the amount of current types of profit of the enterprise:

profit from sales of products (or operating profit);

profit from the sale of the mine;

Profit came from the implementation of operations.

Among these types, the main role is to determine the operating profit, some of which accounts for at least 90-95% of the total balance sheet profit. At many enterprises, the formation of balance sheet profits is a single step. Therefore, the management of molded profits of an enterprise is considered as a process of molded operating profits (profits from products).

The policy of obtaining position capital is partly a hidden financial strategy that ensures the most effective forms and minds of obtaining position capital from various sources, depending on the needs of business development.

There are two types of options for replenishing the company's capital: external – for the share of the shareholders, and internal – for the share of undivided profit.

There are four main methods of external financing:

1. Subscription to shares is closed (if it is carried out between too many shareholders, then, as a rule, at a price that is lower than the market rate; in this case, the enterprise loses the benefit - that very loss).

2. Receipt of position fees from the form of a loan, position, issue of bonds.

3. Prepayment on shares is guaranteed.

4. Combination of the first three methods. Since the first method is found to be unpleasant due to the defective stock of current shareholders or their withdrawal from further financing, then the criterion for choosing between the other and the third options is a minimum. introducing the risk of loss of control over enterprise.

External and internal types of financing are closely interdependent. Doesn't mean interchangeability. Thus, external government funding must always replace the earnings and receipts of power. Only a sufficient supply of moisture can ensure the development of the enterprise and recognize its independence, as well as note the intention of shareholders to share in connection with the production of resources and products. Live up to the trust of partners, customers, clients and creditors.

Arguments for and against various methods of external financing can be found in Table 2.

Table 2. Advantages and disadvantages of the main elements of foreign financing

Dzherela finance

Prepayment on shares is closed	There is no control over the enterprise. The financial risk is growing little by little.	Obligation of financial support. The rate of harvesting of kosts is high.
Borgove finance	There is no control over the enterprise. The quality of the obtained fruits is noticeably low.	The financial risk is growing. The term is clearly defined.
Prepaid prepayment on shares	The financial risk is not growing. It is possible to mobilize great assets in meaningless terms.	Control over the enterprise may have been lost. The rate of harvesting of kosts is high.
Combination method	The importance of these and other advantages and shortcomings in storage is due to the large parameters of the structure of the cores that are being molded.

It is also necessary to take into account the relationship between positional costs that occur on a short-term basis. The increase in consumption for short- and long-term positional contracts is aimed at their growth in the future period. For the long-term period (above 1st year), position capitals are obtained, as a rule, to expand the scope of existing basic assets and form the insufficient amount of investment resources (although with a conservative approach, to finance assets of the position capital for the long term which basis is formed to ensure the formation of working capital). During the short-term period, postive periods are obtained for all other purposes of their recovery.

The growth of the required size of the postures between the skin period occurs in the context of several target areas of their upcoming viciousness. The method of these developments is the establishment of terms for the selection of positional costs that result in optimizing the performance of long-term short-term types. In the process of these degenerations, the middle and middle terms of the vicor of postural losses are determined.

The new term for the recovery of positional costs is the period from the beginning of their acquisition until the residual repayment of the entire sum of the debt. It includes three time periods:

The term korisnogo vykoristanya is a period of time during which the enterprise directly vykoristovaya gives position to its sovereign activity;

The ripening period is the period of time from the end of the koris vikoristan of the postive kosts to the beginning of the repayment of the borg. There is a reserve of time for the accumulation of necessary funds;

The repayment term is the period of time during which a repayment of the main account and sums for the deposits that are being redeemed is required. This indicator is determined in these cases, if the payment to the main board and the sum of hundreds is not made once after the end of the term of the payment of positional sums, but in parts over a period of an hour after the transfer of the schedule.

The expansion of the constant term of repayment of position costs occurs in the context of reinsurance elements for the purpose of repayment and the practice of establishing a grace period and repayment line formed in the financial market.

The middle term of victorious posture is the middle growth period, during which the smell lasts in the workplace.

Vin is indicated by the following formula:

SSz = (SPz/2) + LP + (PP/2)

de: ССз – middle term of vikoristannya pozikovyh koshtіv;

SPZ is the term for the corysty vikoristan of pozikovykh kostiv;

LP – retirement period;

PP – term of repayment.

The average term for the vicorization of positional costs is indicated for the skin directly obtained from these costs, for the obligation of their acquisition on a short-term basis; for the sum of positive costs that result in the whole.

3.2 Policy on the use of financial resources of the organization

p align="justify"> When forming the structure of financial transactions, businesses are subject to certain hidden rules, as formulated in the so-called theory of sequence of actions of Myers:

1. Companies provide superior financing from government resources.

2. Companies link the amount of dividends paid to their investment opportunities.

3. Since the amount of financial resources is insufficient for investment, the company immediately reduces its portfolio of financial assets.

4. When it comes to external financing, the company initially has the safest securities papers, such as bonds, then hybrid securities papers, based on convertible bonds. this, and then has shares.

In real economics, companies are able to fairly finance investment projects, which is important for the rate of issue bonds, long-term loans and government capital. New issues of shares usually play a small role and rarely generate capital.

Before financing for the stock market, including the issue of valuable papers, the enterprises are provided with expanded production, since they are profitable and because the credit risks are low.

Great corporations are demanding a relationship between power and position. The greater the share of financial assets, the greater the coefficient of financial independence. With an increased portion of the deposit capital, the possibility of bankruptcy of the organization increases, which makes it difficult for lenders to raise loan rates for the expansion of credit risks.

All of a sudden, enterprises with a high share of capital in their assets, the fragments, with the same amount of profit, lead to a higher profitability power capital.

Let's look at the butt:

Let’s say there are two enterprises, one of which (A) has a capital of 100 million rubles. і does not trade in positional cash (which is practically impossible, since creditor debt is in the skin business); other enterprises (U) amount to 50 million rubles. Vlasnogo and 50 million rubles. position capital. Economic indicators of enterprises are presented in the table.

Table 3

Breakdown of net profitability of power assets (in million rubles)

Pokaznik

Our capital, including: powerful
2. Vitorg as a result of implementation
3. Compatibility of products, de financial expenses according to the position costs at the rates for business
4. Gross profit
5. Tax on profit at the rate (24%)
6. Net profit
7. Net profitability of capital (6:1%)

As can be seen from Table 3, the net profitability of the enterprise's power assets is 3.8% higher, lower than that of enterprise A, at a rate of 15%, and by 7.6% at a rate of 10%.

This effect, which arises from the appearance of positive costs in connection with capital, which is victorious and allows the enterprise to withdraw additional income from capital, is called the effect of financial importance. This effect is greater because the rate of interest rates is lower (the interest rate on loans), and the rate of profits is higher.

The effect of financial importance (FIR) lies in the increase in the profitability ratio of capital and is insured using the following formula:

Нп – tax rate on profits;

Ra – economic return on assets (%);

rd – average interest rate for loans;

D – balance varity of borgov crops;

Кс – balance sheet value of the power capital.

Since the high interest rate on loans is based on the profitability of assets, the EFR will be negative, and the increase in the position costs in the capital structure brings the enterprise closer to bankruptcy.

Visnovok

The work revealed that the financial capital of an enterprise is worth pennies and the same amount of money that is used to finance the activity of the enterprise. The smell of material, intangible and labor resources.

Regardless of the heterogeneity of the warehouse, the level of liquidity of financial assets is maximum and greater than that of material resources. Only financial assets can be converted into some other type of resource. Carefully, when forming business finances, they can be divided into resources, positions and earnings. The resources of finances, as well as finances themselves, can also be powerful, positive, and gainful.

If the internal resources are sufficiently forming their financial resources, then the external resources will not fail. To the level of financial resources, one can introduce this form of creditor debt, as stable liabilities, then. They are constantly in the turnover of the enterprise, aligned with their own, and other than their respective werewolves. In terms of financial resources, this includes financial assistance from physical and legal entities, government subsidies and subsidies, grants, etc.

Zagalne understand

It can be carried out in different ways. Prote zagalnym є kintseva meta. All funds that finance are allocated to specific projects. We carry out precise folding rozrakhunok. We take into account the risks, the possibility of cutting off profits both by the investor and by the enterprise.

Project financing can be seen in both broad and narrow terms. At first glance, these concepts cover the entire range of methods and forms of securing the necessary finances for a fragmented project. In general, reasonable project financing is understood as a method and form of ensuring the immediate activities of the company, which will bring profits.

This article on project financing will be reviewed by the university. It is important to understand how risks and income are optimally distributed between the parties. The leather project generates a huge profit and surplus.

Financing options

Songs will appear methods of obtaining finance. The skin industry can introduce new projects in its field of activity with the help of health and posture benefits. Moreover, in the first instance, the resources for implementing the project are cheap, but they are not enough for harmonious development.

Positive capital rises to a high level. The investor checks on the wine city for the victorious production of its timely good fruits. Therefore, after completing the established term, the organization transfers the position capital to the bank from the sums. This is precious capital.

With the receipt of positive prices, the enterprise will not be able to develop harmoniously, conquer new niches in the market, and expand its markets. For these very reasons, practically every organization goes to the assistance of investors. They give rise to the potential of developments, increasing the amount of business income. But you will have to pay hundreds of dollars for this. An optimal relationship between position and liquid capital guarantees maximum profitability.

Methods

For financing can be carried out using different methods. The company is carefully considering which of the lower options is more palatable to these minds.

An organization can finance its projects using one of the following methods:

Payove finance. One of the most widespread methods in this category is the acquisition of shareholder capital.
Self-financing. The cost of the ruler of the enterprise will become stagnant.
crediting Bonds are issued and loans are taken from banking institutions.
Leasing.
Receipt from budgetary funds.

Large enterprises may be forced to implement their projects using a number of methods that overreact. The products for the protection of skin function and the direct activity of the enterprise are presented as cooked and uncooked products.

Domestic financing

The cheapest way to get finance is called self-financing. This ensures the implementation of enterprise projects with the help of our internal resources. Whose statutory capital may become stagnant, formed from the assets of shareholders. This fund is established at the time of the creation of the marriage.

Also, the flows of funds that are formed as a result of the company’s activities are conveyed to the powerful sources of financing. This sum includes non-divisional profits and depreciation expenses.

Whenever a business raises funds for this purpose, it creates a special fund. We are committed to the successful implementation of this project. This method of financing may limit the sphere of stagnation. Suitable for small projects. For large-scale transformations, the production of new lines of production, power cannot be wasted. In this situation, third-party financing is needed.

Zovnіshni dzherela

Receipt of external financing In such situations it becomes extremely necessary. In this case, the list of subjects who are ready to contribute their immediate cash to the corrupt organization is long. This can be both physical and legal. Funds for the implementation of the project can be provided by both sovereigns and foreign investors. Additional contributions from the leaders of the organization may also be used.

The skin, which can be obtained by the company, has its advantages and shortcomings. It is therefore very important when choosing the right financing strategy. All available methods may be comparable to each other. The business chooses the most profitable type of financing. In this case, the profitability of the investment is necessarily ensured, the risk of their investment is reduced.

The scheme of their acquisition is broken down from the positions of the positional drills. This allows you to obtain the optimal number of paid funds, which would be sufficient for the implementation of the created plan.

Action

Mozhlivo vikonano shlyakh aktsionuvannya. This concept includes funds withdrawn as a result of additional shares, as well as shares or other similar contributions to the statutory fund of the organization.

Investors will directly contribute a portion of their funds to the implementation of the project. When using the skin, apply a portion of the mixture. Such financing can be carried out in many forms.

Shares can be carried out using one of three main methods. The first is an additional issue of shares. Another way is to obtain new shares, deposits or other investment deposits from the founders of the organization. In some situations, the third approach becomes stuck. Vіn transfers the creation of a new enterprise, which is suitable for this project.

These methods are suitable only for the need to implement a large-scale, great project.

Credit to the bank

This may be considered as one of the most effective forms of project financing today. These organizations will not be able to hold new shares for obvious reasons. Since this type of financing is inappropriate for a specific project, a bank loan will become one of the best ways to promote innovation.

The advantage is that these resources are abundant. A bank loan allows you to develop a financial scheme. In this case, daily expenses are spent on the placement and sale of new valuable papers.

By itself, the effect of financial importance can be eliminated by changing the credit costs of financial institutions. And here the profitability of exploitation of the capital increases with the increase in the reserve capital. In this case, the income tax is changed. If you spend payment for hundreds of thousands of dollars, you will have to pay for your own property.

Bonds

In this case, the company issues corporate bonds for the main project. This allows you to obtain resources from more brilliant minds.

In this case, it is not necessary to provide a checkpoint as when applying for a bank loan. The repayment of the balance is due after the end of the entire period of use of the position funds. There is also no need to submit a business plan to creditors.

If there is a breakdown during the implementation of the project, the enterprise that issued the bonds can buy them back. Moreover, the price may be lower, lower for the first placement.

Leasing

You can take advantage of additional leasing. This complex is between the vlasnik and oberzhuvachem at the time-hour koristuvannya of the rukhomy and unrukhom lane at the dovgostrokovu rent.

Under the contract, the lessor undertakes to obtain the property from the seller, and then give the lessee timely payment. The rest will be able to independently select the mine object, which will be taken from the time-consuming process.

Which term of the leasing agreement is less, the triviality of the operation of the object is less established. If the term of the contract is mine, the leasing owner can buy the object for too much money or rent it from the best minds.

Select type of finance

A number of options for obtaining resources for the implementation of the project are being compared. Only when there is a high profit from earning position sums, the company arranges separate contracts. The skin is suitable for the first type of health care directly related to business activities.

Looking at how it looks like finance received, You can understand the principles by which one type of resource is selected.

For any business, pennies are the kind of thing that never comes back. It’s true that you have a promising profit-making organization with a large client base, but you are still not satisfied with the investment. Other food: how can entrepreneurs afford such investments?

They themselves are about to run out of money, and the next day they will get capital, which is even problematic. Naturally, investors are happy to buy shares of a profitable company, and banks do not offer a loan to a successful entrepreneur, but all this puts additional burdens on you, reduces your benefits and can negatively affect business may come. Also, this article will look at the source of funds before organization.

I would like to point out that not all business will be as quick as the capital received, as we will present below. On the right is that in such situations, as the ruler of the business, the songs of the mind will appear to you, without which you will not take away a penny.
For example, in order for your idea to have capital invested by investors, the idea may have value, but in order to take out a loan from a bank, it must generate income. However, you will learn about everything in this report later.

How to save your business?

If you receive money, the person who invests with you wants to take away his profit. There are a lot of young entrepreneurs, who do not have pennies, but have promising ideas, hoping to find their brains or withdraw much-needed starting capital. But then it turns out that your business motives are not yours, are taken over by other persons, and you, in short, are deprived of a nominal director. Such episodes are everywhere, and you are obliged to wonder how your mind fits before signing the agreement.

Don’t take on the burden of goiter, otherwise you won’t be able to become a viconati, or you won’t be able to do it. It is the main rank of loans from banks. Many entrepreneurs are forced to make large sums of money, but then their businesses go bankrupt and a lot of business ends up in a hell hole. It is often noticed that the organization does not develop on its own through even great successes.

How to get finance before organizing?

The most risk-free and comfortable way is through capitalization, to increase capital.
You don’t earn pennies, but earn money to expand your wealth business. It turns out that the organization will grow on its own, without requiring a lot of additional contributions. For example, you have a store. In a month, you earned 30,000 USD in new money, of which 20 thousand were used for expansion (you rented a new location and purchased new goods). You are not risking anything, you are not guilty of asking anyone for pennies, and forfeiting the crime.

It is important to understand that with additional capitalization you will not expand your business in the short term, so your income will be limited. In addition, only people are suitable for profit-making business, and if you have done well and intend to create an organization, then at some point you will need money to call.

Capitalization, as a rule, is used by great enterprises in the form of BAT and ZAT. Their profits will be large, so that, in addition to dividend payments, shareholders will spend money on expansion. However, this is not a traditional view, and no one is stopping other businesses from developing their business in line with the world’s increased income. Which has its own advantages, because you don’t risk anything, don’t waste money on your business, and don’t eliminate the obligation to pay debts.

The most popular way to obtain capital for decades is through investment.
And people who have a lot of pennies, but don’t have a lot of business opportunities, and those who have ideas, but a lot of problems. And in such situations, the entrepreneur sees himself as an investor who will take away a certain part of the income from his future business. The first one, in this case, takes away the pennies that are necessary for him, and the other, the negligence and promising passive income.

I won’t talk about the investor’s risks at all; I’ll look at it from the point of view of an entrepreneur. A businessman in this situation risks the most valuable thing that happens often in a new business, since investors often try to take a larger part of the income. It is important for you to read the agreement before you sign it, so that you don’t damage it too much later.
Ideally, you may lose more than 50% of the organization's shares, so that in this situation you act as the de facto ruler.
If investors take such a large share of the business, then you will lose the director of the company with a fixed salary. And directors, although it’s amazing, can easily obtain Vlasniks.

It is also important to remember that only good and promising ideas deserve funding. If you just want to open your own grocery store, without any innovative ideas or a clear business plan, then don’t invest in insurance that you want to give you pennies. Investors, as a rule, are reasonable people, and this means that it is fair to make profitable projects and invest less with them.

Another option for earning pennies is loans.
Today's banks are happy to give extended positions to successful businessmen, and at a premium. If you only want to open your document and do not have a regular income that corresponds to the amount of the loan that is planned, then the bank, which pays for everything, will help you with the position. Of course, you can deprive the outpost of your property, your car or anything else of great value, otherwise you risk losing both your business and your life.
I especially do not recommend making money in this way, but rather sticking to it because there are no other options.

I would like to point out that the country periodically carries out programs to support small businesses, for which the country’s banks give loans to young entrepreneurs with brilliant minds. If you spend on such a program, you can take a position at a lower level and without having to worry about income. If possible, you will have to demonstrate your business idea to the bank, first of all, a decision will be made to issue a loan.

For great enterprises, a good way to eliminate subsidies is to sell part of the shares to the state. In this case, there is no special emphasis on the profitability of your business and everything we support you. The subsidy can be provided by the local government and the great powers, anyone who wants it, legislative assistance, etc.

If you are already in trouble and you need pennies, because you cannot get all of them in the most obvious ways, because you stand on the brink of bankruptcy, and are wasting your business without financial assistance, then the only option for you is – sell part of the mine to the organization.

For example, if you have three retail outlets, you can sell one of them, and if you are a large transport company, you can try to sell a few cars. It’s crazy to hit your business, to help you not go bankrupt and waste your money on dealing with current difficulties.

The most important thing at this stage is not to fall into depression due to failures, but to try to compensate for them, and even more businessmen who went bankrupt, could have taken away their business, as if they took their heads.

Sovereign system!

The principle of dealing with the finances of the organization of the sovereign order and earning pennies from there is becoming increasingly private. As a rule, the sole purpose of financing state enterprises is maintaining the budget.
As for me, this system is much worse for the fact that it operates in private companies, because it opens the way for rich corrupt people. Those officials who supervise a specific organization do not receive income from it, but only a fixed salary, which is not suitable. Through this, officials often try to get rich through dishonest means, through which investments do not reach their recipients at all sizes.

The crisis of earning pennies!

If a company is on the verge of bankruptcy, the system for earning paybacks changes greatly. In such moments, the rulers face one single goal - to save the business and not spend all the investments in the new one, and as a result of getting an investment, save half of their share, but still spend the entire amount.

If a business that is going bankrupt will have to endure a lot, it can be insured for government assistance, because it is impossible for the government if a great business falls apart. And since the organization is insignificant beyond the size and profit, it is afraid of facing its own problems.

The host, of course, can try to ask for help from the state, otherwise the chance will be lost. If you are faced with such a situation, then you can do everything you can to save your business, except for one thing - you don’t need to take out loans!
Since the company has reached such a point that it absolutely requires investments, there is a great likelihood that the new money will not help. However, if you simply waste your business, you can open a new one a year later, and if you get into debt, the collectors will not let you think about taking over, you will have to pay off one loan for the rest of your life.

Pislyamova...

Finally, I would like to add that for any receipt of finances before the organization, the entrepreneur is responsible to the world. It’s not good to take out very large loans, it’s not good to accept too big investments, which will result in no less obligations. Even if you earn pennies, it’s a double-edged sword that can bring you success, but it’s a pity that you make the wrong decision.

Statistics of income and income	Usyogo on the river	Including by quarter
Statistics of income and income	Usyogo on the river	1st quarter	2nd quarter	3rd quarter	4th quarter
Reach
	1 000 000	300 000	300 000	100 000	300 000
Vitrati
1. One-time beneficial assistance to healthcare workers of State Educational Institution No. _____	700 000	210 000	210 000	70 000	210 000
2. Office equipment bathroom	100 000	30 000	30 000		40 000
3. Repair of offices No._____	100 000			100 000
	50 000
5. Unprepared spending	50 000
Together	1 000 000	240 000	240 000	170 000	250 000

1	2	3	4	5
Statistics of income and income	Usyogo for the plan for 2006.	Factually for 2006 rub.	Excellence according to plan
Statistics of income and income	Usyogo for the plan for 2006.	Factually for 2006 rub.	+ in rubles	+ y%
1	2	3	4	5
Reach
1. Purpose of the program “Osvita”	1 000 000	1 200 000	200 000	20%
Income at once
Vitrati
1. One-time beneficial assistance to university students of the State Educational Institution No._____	700 000	700 000
2. Office equipment bathroom	100 000	120 000	20 000	20%
3. Repair of offices No._____	100 000	150 000	50 000	50%
4. Repair of offices No._____	50 000	50 000
5. Repair of offices No._____	50 000	50 000
Vitrat together	1 000 000	1 070 000	70 000
It's too late to move on to the offensive	130 000

Earning additional financial funds. Obtaining financing: methods and recommendations. Earn financial benefits for a private loan or overdraft

Credits

Investments

Leasing

Sponsorship

To earn money from a sponsor, you need a non-standard business idea

It’s easy to send your money to the robot to the base. Vikorist the form below

1.2 Power capital of enterprise

Chapter 2. Business finance and additional capital acquisition

2.1 Financial mechanism

2.2 Positive capital and additionally earned capital

Positive capital, derived from entrepreneurship, characterizes at once the obligation of yogo financial crops (zagalnu sum borg). These financial issues are differentiated in this way in current government practice.

Similar documents

Zagalne understand

Financing options

Methods

Domestic financing

Zovnіshni dzherela

Action

Credit to the bank

Bonds

Leasing

Select type of finance

How to save your business?

How to get finance before organizing?

Sovereign system!

The crisis of earning pennies!

Pislyamova...