Leasing - what is it? Car leasing for physical needs.

In the Russian language, the word "leasing" appeared not so long ago - it is understandable in position with the English language and in translation means "rent" ( leasing). Before the speech, come in and sort out a sprinkling of views for leasing - operational and financial.

Operative - a synonym for the primordial orendi, prescribed by the state legislation. In your hell financial leasing means a financial lease. Let's take a look at the concepts below.

The legislator characterizes leasing in such a way - a different type of investment activity from the purchase of a mine, and navit an offensive transfer under a leasing agreement for a fixed fee to legal entities on the terms of the term, and navit for minds, scho at the contract.

Lizingooderzhuvach, with his own dignity, deprives himself of the right to buy this lane.

Speaking more in simple words, leasing is great support, if one person invests pennies in the purchase of any lane and in her own minds transfers them to rent.

There are three parties to take the fate of the lancer leasing:

• Virobnik goods ( follower for madness);
• Investor ( lessor);
• Koristuvach ( leasing operator vіdpovіdno).

What is leasing in simple words, video:

Financial leasing - what is it?

Under leasing it is accepted understanding financial lease agreement, zgіdno z yakim orendar ( lessor) I have the right to win the entrusted you mine. Mainly, the authority of the lessor is left alone, and the leaseholder is guilty of periodically paying a fee for the commission.

The key element of the leasing agreement is legal authority, as it is taken care of by a leasing company, it is owned by the economy as an asset, which is under the control of the leasing company.

The most important thing for a leasing company is price building of the client pay the rent on time (As a rule, government capital, assets and credit history of the client).

The arrangement of the leasing agreement is more successful as it is small, and the middle businesses, as they have acquired their own credit history. Behind the law about leasing, like an outpost ( read: please be safe) act leasing mine.

Key signs of leasing

Recognizing leasing is awkward, all the favors look something like this:

1. Landlord ( leasing company) buy for the client's prohannya yakes mine;
2. Mine is transferred to the client, which needs to be purchased and the end of the term of the agreement laid down.

The leasing company only invests in the delivery lane, in some cases it will be engaged in its delivery, installed and put into operation. The leasing company reserves the right to control this recession.

Leasing benefits in nayavnosti - pіdpriєmets or pridpriєmstvo does not invest in a lot of money for the purchase of any kind of lane, however, take it in its own order and with the vigor vikoristovuє.

Even zruchny leasing for businesses, if you have a minimum budget, you can’t afford to buy a gift. Before the speech, it is also possible to go over to the authority of the renter, after the fact that the terms of the yogic victory have reached the end. what is written in the contract).

As it was said earlier, the RF DC signifies a leasing agreement as a financial lease agreement. There are more descriptions of the specifics of such contracts, here it can also be changed, what the choice is the lane and the seller, what to buy, the landlord himself.

See that qualification marks for leasing

As the subject of a leasing agreement, goods can act, as vikoristovuyutsya for conducting pіdpriєmnitskoї іyalnostі.

W objects of the leasing agreement everything is simple. Apparently, it’s mine, as you can act as an object, in an okremy list:

• ruhome maino (transport, possession, accounting equipment, otherwise);
• Unruliness ( spores, maritime and shipwrecks, space objects, otherwise).

For statistics, the most common is the leasing of special equipment - road, road, and rural cars. Also, you can hire transport services, aviation, and other services.

Subjects

The agreement has three participants ( participants and subjects of leasing). The subject to act as:

• Non-resident or resident of the Russian Federation;
• Lessor;
• Virobnik.

An important nuance is that it is a maker and a lessor, one and the other is special, the number of sides shortens to two.

Agreement for leasing- Tse vіdmіnniy vіd agreement orendi document. So, for a sizable lease, the favor is placed between two subjects - the landlord and the landlord. At his own house, the landlord buys possession of the power of fear and risk, even though the order does not command and it is necessary to know the client, who will be happy. As a rule, the property is rented out for a few times.

Leasing for physical properties

Today, leasing is one of the most important tools, which gives the opportunity to overcome various investment problems and practically in any sector of the economy.

The form of financing of the flooring is a gnuchka, which allows you to meet the interests of various participants in investment projects - including post-employees, initiators, investors, creditors.

Leasing

The hour of laying the contract is as follows:

After that, as if the devil had reached the end, she turns to the lawful sergeant. The truth is, most of the time, the leasing contract has the right to buy a new lease agreement for a superfluous price.

Operational leasing - tse?

Let me tell you about those who operational leasing is also called service. Under this term, it is possible to take advantage of the favor, the terms are richer than in the period of depreciation of the lane ( the agreement is placed on lines from 1 to 3 dates). The fee, transferred by the agreement, not covering the cost of the asset, the lessor transfers to it in the leasing of the sprat once.

The most important authority for operational leasing is Orendar can pripinit dogovіr dostrokovo. Contracts are often prescribed obov'yazki order - nadannya services from the installation, and navіt tehnіchnogo obslugovuvannya statkuvannya, scho zadaєtsya hiring.

It is most common to take the following in operational leasing:

Operational leasing is even more visible for the lessor himself. Even if you start realizing the possibility to complete the contract, you can get the old possession and remember it for more competitiveness and technology.

And if you blame the unfriendly surroundings, the orendar simply burn your duty and turn everything over to the lawful sergeant, having spared the vitrati, tied up with the liquidation, as well as the reorganization of the war. It is necessary to establish an hour of operation for the establishment of a leasing payment.

If the company faces the task of realizing one great project or a promise, then you yourself will become the most handy tool that will help you to purchase the need for a distant morning of possession.

It is not possible to throw off the services of the service workers, the data of which are sorted out by the Vlasnik of the lane - additional savings on technical services are guaranteed.

Operational leasing for physical facilities - pluses and minuses

We have already described the pluses, now it’s time to look at the turning point of the medal:

• Dzhe high rent, yakshcho compare with other forms of leasing;
• The landlord often asks for an advance payment;
• If the lease is repaid ahead of schedule, a penalty fee is required ( spelled out in the contract);
• Mind otherwise, invisible to the client, with the method of compensation for the risks of the sovereign's possession.

Before speech, our country's operational leasing of small expansions - the legislator interprets this form as a "short-term lease" and regulates the mutual parties under the Civil Code of the Russian Federation. Diya legislation about leasing it does not expand.

Other types of leasing

We have a look at each other. Under this term, it is reasonable to understand that I transfer the purchase of an asset from the authorities to further buildings on lease for the term of depreciation of that asset. For the benefit of the lessor, the lessor will take care of his own expenses for all expenses, having recognized the wines when buying the asset, as well as profits.

Objects of financial leasing:

Financial leasing is also called capital. The head of the capital of the operational type is a serious decrease in the risks of the vlasnik myna. We can see them in the next list:

1. Re-compensated for the variability of the settling;
2. The client must pay the arbitrariness of the establishment, and pay the rent;
3. As a client, a stranger, viconate his goiter, he is recognized as a bankrupt.

What is a return leasing?

Under this term, there is a system that is made up of two things.

• Vlasnik lane transfers the assets to the client, laying down the agreement on the long-term lease.
• Buyer - often leasing companies, commercial banks or investment funds.

As a result, the vlasnik possession changes, however, the coristuvach is left by himself. For his own sake, the investor is lending money to the great sack of mine.

Such operations are often carried out during a business downturn, as well as to stabilize the company's financial position, as you know the losses.

What is car leasing for private houses?

In our country, leasing programs are few and far between in the form of a loan, such as banks use to buy a car. So, the client is guilty of making a cob deposit and making the monthly payments in due time.

Key powers of leasing on credit in our article, we have already discussed, prote contagiously given a specific butt.

• When buying a car on credit, the car goes to the authority of a new vlassnik and acts like a gatehouse;
• When it comes to leasing, the car is the power of the company;

Today, auto leasing for physical properties is even more relevant, as a rule, programs are expanding less for foreign cars, from 300 thousand to 6 million rubles inclusive.

The agreement for leasing is fixed for 1, 2 and 3 dates, you can buy a car earlier at the earliest possible date.

Car leasing for physical needs, video:

What is the vision - credit or leasing?

Different programs proponuyut different minds. The lessor instructs the client:

1. Agreement with the transfer of the right of power after the termination of the term for leasing ( the car is redeemed for a superfluous price);
2. Agreement without the transfer of the right of power - after the completion of the client turn the car and choose another way.

The cob deposit in the average amount is from 10 to 49% of the total varthage of the asset.

The average monthly payment is 5.5% and more ( car depreciation and rental payment of inclusions). Vlasne, the axis of chim leasing is considered as a loan.

Leasing for staff

Requiring leasing to the staff, the client de facto rents qualified specialists, such wines victorious for vykonannya quiet chi and other workers.

The lancet is even simpler:

• Provider ( company, in which working staff) transfers to the deputy of the specialists from the qualifications for the completion of the project;
• The deputy and the provider lay down the agreement for the leasing of the staff.

As a result, it turns out that the staff does not work with the staff of the deputy, but is hired less than a viconan, be it a robot.

Vidniy leasing to personnel in such situations:

Before the speech, at the entrance, about a quarter of the entire personnel market - all the personnel who work on the leasing agreement.

Benefits for staff leasing:

• It is possible to vikonate a project without personnel and structural changes;
• Provider to give spіvrobіtnikіv for non-core direct activity;
• In the succumbing sphere, the risks are reshaped;
• If necessary, you can quickly increase or shorten the staff ().

Meanwhile, the Russian labor legislation does not stipulate the right to leasing personnel, and the parties are embarrassed to go to all the tricks, so that they comply with the law.

In gentle hands leasing - a viable financial instrument, building to bring a garni pributok as a landlord, and a landlord.